(800) 250-6279CAR TITLE LOANS IN WISCONSIN WITH SAME DAY APPROVAL
Apply online with Premier Title Loans below or call us at 800-250-6270
TITLE LOANS IN WISCONSIN WITH FAST APPROVAL!
Premier Title Loans now provides access to car title loans in WI and you can even be approved with a poor credit history. These loans are great for someone who needs to borrow more than a few thousand dollars as your vehicle equity serves as collateral. Lending terms range from a few months to three years and there's no pre-payment penalty with a title loan!
Wisconsin Title Loans – How To Apply
Do you need cash fast but don’t want to lose your car? A title loan can be an excellent way to get the money you need without giving up day to day use of your vehicle. Premier Title Loans provides competitive rates and fast funding for auto title loans in Wisconsin with loan amounts based on your vehicle’s value. There’s no longer a need to wait days to hear back if you qualify for a loan. We can typically get you a same day loan approval, and qualified borrowers can access up to $20,000 with a car title loan. Secured loans are a great way to get cash when needed most!
The main requirement for anyone who wants a title loan in Wisconsin is a clean and clear car title that shows you as the current owner. If you can’t repay the loan, a finance company or 3rd party collector may repossess your car to settle the debt. Because of that, you should only borrow what you can quickly repay and adhere to loan limits and payoff amount requirements.
You must be 18 or older to apply for a vehicle equity loan, and there are a few other requirements besides having a clean and clear title. Residents can apply online using Premier Title Loans’ secure application, and there’s always the option of meeting with a local lender in Milwaukee or Madison. No credit check is required with auto title loans, and getting approved without much of a credit history is possible. However, previous bankruptcy filings will typically disqualify you from being approved for a title loan.
What Are The Benefits Of Wisconsin Auto Title Loans?
Car title loans in Wisconsin provide significant benefits compared to other unsecured loans that rely more on your credit score while underwriting the lending terms. For instance, secured loans are easy to obtain because most larger lenders do not require borrowers to have good or even decent credit. Auto title loans are also quick to fund in Wisconsin as they require minimal documents and lenders can typically approve same day funding for qualified applicants. Finally, most local companies do not require any pre-payment penalties with online title loans, so you can pay off your loan early and only pay the fraction of interest due at that time without fees or other costs associated with prepayment.
Interest Rates And Loan Amounts With Title Loans In WI
Most borrowers can access up to $20k if they have a newer car with significant value; the average pink slip loan in Wisconsin will be around $3,000 with a minimum loan amount of $1,000. Ultimately, your loan amount depends on the vehicle’s resale value, and lenders will allow you to borrow 40% to 55% of the assessed value. Interest rates in Wisconsin are high and vary based on your lender’s restrictions, the value of your vehicle, and your ability to repay the loan. Expect an APR of 40% or higher for title loans over $2,000.
One thing to remember about title loans in Wisconsin is that you can often reduce the APR on an existing title loan by refinancing. Just like how you would lower the interest rate on a car loan, there’s no real downside to getting a title loan refinance that reduces your interest rate from 50% to 30%. Not only can you payoff the loan quicker but you may get a more affordable monthly payment. Premier Title Loans can help anyone who’s struggling to pay their title loan and all it takes is one call to 800-250-6279. We can get you a refinancing quote quickly and all we need to know is your current lending terms and payoff amount.
Car Title Loans In Wisconsin Are Easy To Get When You Know How To Apply!
These loans are easy to get because legitimate lenders mostly want to see that you have enough equity in your car to resolve a situation where you fall behind on the payments. Companies that underwrite Wisconsin title loans have little concern for your credit score or employment status since you provide them with a valuable asset that can be reclaimed. Car title loans give borrowers the security of knowing they won’t lose their car and let them drive away with cash instead of wasting time waiting for a paycheck to clear.
If you need fast cash and want to avoid a payday loan, a title loan in Wisconsin may be your best choice. They’re easy to get, fast to fund, and don’t carry high interest rates like other unsecured loans.
Wisconsin Title Loans With Bad Credit – Get Qualified Today
Bad credit should not keep you from getting cash with online title loans in WI. These are secured loans, and while some companies may still run a soft credit check, they mostly want to know that there’s equity in your car and that you can repay the loan. Wisconsin lending laws require borrowers to have a clear vehicle title that’s owned free and clear. The title has to be in your name with no other lienholders, and your lender holds the pink slip as collateral until the loan is fully repaid.
We can help anyone who’s dealing with a low credit score and you don’t need to worry about being turned down if your FICO score is under 650! Complete the Premier Title Loans online application or call 800-250-6279 to get started! We’ll get you a pre-approval quote in minutes and all we need for an estimate is some brief details about your vehicle, contact info, and requested loan amount. Apply today!
