(800) 250-6279CASH IN 24 HOURS WITH A TITLE LOAN IN FLORENCE, SC
We offer online title loans, and most customers can qualify with a paid off vehicle!
24 HOUR CAR TITLE LOANS IN FLORENCE, SOUTH CAROLINA!
Are you looking for a same day title loan in Florence SC? At Premier Title Loans, we work with customers who need cash in one business day. Loan amounts start at $2,500 and go up to $20,000 for well qualified vehicles.
Car Title Loans In Florence – What To Know
South Carolina is one of a handful of states that allows car title loans, and we’ve seen over the past few years how popular these secured loans are in Florence, SC. People turn to title loans when they’ve maxed out their credit cards and can’t qualify for a personal loan from a lender that requires good credit. Instead of relying on your credit history or FICO score, a car title loan depends upon the value of your car. You can use your paid off car as collateral and get a loan up to 75% of your vehicle’s value. No credit check is typically required, and we can get you pre-approved in minutes!
At Premier Title Loans, We work with local lenders in Florence that offer same day approval to cash out your vehicle’s equity. Best of all, there’s a chance you can get the funds sent straight to your bank account in 24 hours or less! Have you recently been turned down for an unsecured loan because of your FICO score? Don’t worry about that when you apply with us! We only need to know your vehicle’s current value to get you a quote, and most customers with a 2014 or newer car will qualify for a title loan of at least $2,500 in South Carolina. Call us at 800-250-6279 today!
Requirements For An Auto Title Loan In Florence, South Carolina
• You must be at least 18 years of age with a valid license or state ID
• The car must be registered under your name with up to date vehicle insurance
• You can’t be involved in any bankruptcy proceedings
• The car can not have any liens against it, and you need the official pink slip (no copies)
• Have proof of income (pay stubs, bank statements, etc.
With Premier Title Loans, you can get the cash you need fast, and the documents listed above are all we need to get you pre-approved by a top title loan company in Florence! It takes little time to underwrite your loan application, and most customers can get approved with a rapid cash payout in less than one business day!
How Does The Vehicle Inspection Work & What’s My Title Loan Value In Florence, SC
Once you’ve submitted your application, one of our authorized agents will request a vehicle inspection. After the inspection, you’ll receive a lending offer based on your car’s market value. An inspection is not always required, and some companies allow video proof of the vehicle if you’re requesting a loan amount of $3,000 or less.
On average, you’ll be able to borrow 35 – 60% of the vehicle’s value. So, a car with a resale value of $15,000 in Florence can lead to a title loan funding amount of around $7,500. We always recommend bringing in your vehicle for an inspection to get the highest loan amount possible for your title loan. Even if an inspection is optional, you’ll get a higher loan amount and better repayment terms when your lender sees the vehicle in person.
Title Loans In Florence With Bad Credit – What Are The Rates
You can be approved for online title loans in Florence, SC, with a bad credit score or no credit history! Remember, your car’s equity gets you approved for these loans, not your credit rating. Many of our customers have credit scores of 600 or less, and most credit card defaults and missed payments are overlooked when there’s sufficient equity in your vehicle! Rates vary depending on your vehicle value, but you should expect an APR between 40% and 100%.
Are you looking to lower the rate on your current title loan, or are you interested in a buyout? The good news is that Premier Title Loans can help refinance your current rate or even get you new lending terms. We work with companies in Florence that can offer you a better rate, more time to repay your loan, or even buy out your current title loan altogether. All you need to do is be current on the existing vehicle equity loan and meet the current qualifying requirements. Your current APR can be reduced considerably, and you may get a more favorable payoff!
What To Know About Title Loans In Florence, SC
These types of secured loans can’t only be good, right? The short answer is yes, but some downfalls come with auto title loans, and it’s best to understand the drawbacks before you sign over your car’s title as collateral!
First, you’re using the equity in your vehicle as collateral for a loan. If you don’t make the payments, a lender can repossess your car or truck and sell it to offset the original loan amount.
Another thing to remember is that title loans in Florence usually come with significantly higher APRs than personal loans and cash advances because there’s limited focus on your credit history. Some title loan companies in South Carolina have monthly interest rates over 100%!
Compare different lenders and rates for local loan companies in South Carolina. There are dozens of lenders throughout the state, and having a referral or recommendation from a previous customer is helpful.
Apply For Instant Title Loan Cash In Florence, SC
Are you ready to start your application for a title loan using your car’s equity as collateral? The first step is to get a quote showing your estimated loan amount and payoff term. Would you prefer to apply with a company like Premier Title Loans that offers access to online title loans, or do you want to work with a local lender? Whichever option you choose, we’ll start the underwriting process for you, and all we need is your car’s make and model and desired loan amount to start.
Get started with a guaranteed approval title loan in Florence! Call us at 800-250-6279 or apply online with Premier and get cash in less than 24 hours!