(800) 250-6279FAST APPROVAL CAR TITLE LOANS IN COLUMBIA SC
Qualify for a title loan of $2,000 or more using a lien free title and proof of income!
CAR TITLE LOANS ONLINE IN COLUMBIA SOUTH CAROLINA
Are you looking to get an auto title pawn in Columbia SC? Premier Title Loans offers instant approval for a title loan of up to $20,000 and you don't need to deal with a credit check!
Instant Approval Car Title Loans Online In Columbia SC
In Columbia, SC, there are options for borrowers to get cash in 24 hours, even with a poor credit score. One option is a title loan, where you can use your car as collateral for the loan. You need a clear car title and proof of income to qualify. Some companies may request proof that your car or truck is insured up to the maximum value.
But what if you don’t have a car that’s entirely paid off or, for whatever reason, don’t want to use it as collateral? No problem! Personal loans are also available in Columbia for those with bad FICO scores or even if you have a limited credit history. These loans are offered online and with local lending services in your neighborhood.
The most significant difference for an unsecured loan is that you don’t have equity backing the funded loan amount. That makes a personal loan an ideal option if you qualify, as you don’t need to risk losing your vehicle if you fall behind on payments. Still, lenders are generally leery of putting out much cash without collateral. Because of that, an online title loan can be an effective option for someone in Columbia who needs to borrow $1,000 or more and doesn’t have good credit!
Benefits Of A Title Loan With No Store Visit In Columbia, SC
– Quick and easy process to apply and get approved
– Keep your car while making payments
– Higher funding amounts available (Up to $20,000 for high value cars and SUVs)
– Better interest rates than unsecured loans (Some lenders have rates of 40% or less)
Benefits Of A Personal Loan In Columbia, SC
– No need to use your car as collateral
– Easier to qualify for smaller loan amounts
– Lower risk for the lender
– More flexible repayment terms and early payment options
No matter which option you choose, research the lender and fully understand all the terms and conditions before signing up for a lending offer. Good luck finding the best loan for you in Columbia, SC! At Premier Title Loans, we can process your application within 20 minutes and get you pre-approved for a title loan that taps into your car’s equity! Call us at 800-250-6279 to determine how much you can borrow and get an estimated payoff term.
Why Choose Premier Title Loans For A Secured Loan
The bottom line is that dozens of licensed lenders fund South Carolina title loans. Many companies can offer a great rate and an ideal payoff term for your title loan, and most offer repayment terms of 12 to 48 months. So why go with Premier when you need a fast cash title loan in Columbia, SC? The answer to that is simple! We’ll match you with a licensed company near you that offers the best rates and payment options!
Besides getting you the best lending terms, we’ll be honest with you and let you know if a personal loan is a better option. It’s never fun to speak to a company and have them recommend a loan offer that’s not in your best interest. We promise we won’t do that to you, and we’ll recommend a loan offer that makes sense for your finances.
Loan Amounts And Repayment Terms For Title Loans In Columbia, SC
Repayment terms for a title loan depend on your specific financing terms and will vary depending on the lender and your financial situation. Generally, you can borrow up to 60% of the car’s value, depending on the lender and the resale value of similar vehicles, and that means an average loan amount of $2,500 in SC.
If a lender in Columbia, SC, repossesses your car, it’s up to you to get the vehicle back promptly. Once you receive notification that your car was repossessed, you can make payment arrangements or pay off the amount due. However, if this is unsuccessful, the lender may sell your vehicle at a public auction to recoup their losses. Even after they sell your vehicle, you may still owe money on your title loan if the sale price of your car or truck does not cover the full amount owed on your title loan.
Apply For Loans Near Me In Columbia, South Carolina
As with any short term loan, there’s more than one way to get your cash from a local lender. Some customers start their applications online with Premier Title Loans. Our entirely online process is excellent for those looking to get money in 24 hours without dealing with a lending place nearby. Premier works with licensed finance lenders throughout the state, and we’ll match you with the best option in your local area.
What if you’re more comfortable applying for a title loan in person? In that case, numerous retail locations throughout Columbia offer these secured loans. Simply searching for lenders near me will bring up several options, and it’s essential to do your research before committing to any direct lender.
Don’t wait much longer to cash out equity from a car or truck – apply now and see how easy it can be to get a title loan in Columbia, SC! Please apply online at any time or call us during regular business hours at 800-250-6279 to see how quickly we can process your application and get you funded!
