CAR TITLE LOANS IN
OREGON WITH NO STORE VISIT

Oregon Car Title Loans – How They Work

Car title loans are available for borrowers in Oregon, and your vehicle title is the main requirement for approval for same-day funding. These loans use your car’s equity as security for the loan amount, and you can qualify with no significant credit requirements. You’ll make monthly payments over a period of 8 to 48 months and your lender will keep the vehicle’s title as collateral. Keep driving your car or truck and most paid off vehicles worth $4,000 or more can qualify in Oregon.

Premier Title Loans offers a fast and hassle free online application in Oregon, and you can expect an underwriting decision in less than one hour after applying. You can also apply with us over the phone at 800-250-6279, and if you have the required documents in order, you can get cash that same day from a local company in Portland, Eugene, or Salem.

Requirements For Oregon Title Loans

The main requirements for title loans in Oregon are that you must be at least 18 years old and have a clear and paid off title to your vehicle. The car’s title must be in your name and must be fully paid off. You will also need proof of insurance, registration, and income by showing enough cash coming in monthly to afford the payments. Some companies will want to see verification that you’re employed, and there’s almost always a requirement to inspect the vehicle. A vehicle inspection shouldn’t take more than 30 minutes, and most direct lenders can do it at their office or send someone to meet with you at a private residence.

One requirement you’re not seeing here is that you need good credit and that’s because a title loan relies on your car’s equity to secure the loan. There’s a reasonable chance we won’t ask for a credit check and you can complete the entire underwriting process in just a few hours. Call Premier Title Loans at 800-250-6279 to see how much money you can borrow in Oregon!

Loan Amounts And Terms With Auto Title LoansIn Oregon

Funding amounts in Oregon can range between $2,500 and $25,000, with much higher loan offers for those with high-value cars. Loan amounts are often higher in Portland and Eugene as there are more companies competing for your business, but if you apply online with Premier Title Loans, we’ll work to get you the most cash for your vehicle’s equity.

We also offer title loans for semi trucks, classic vehicles and anything else that can be titled and registered with the Oregon DMV. The bottom line is that if your vehicle has value, there’s a realistic chance you can use it as collateral for a title loan!

Expect interest rates and fees lower than payday loans or title pawns but higher than traditional bank installment loans or personal loans. The APR for a secured loan in Oregon will range from 40% to upwards of 120%, and because of those high rates, you want to negotiate the best lending terms. The repayment term varies based on your car’s resale value and desired loan amount. Most customers will opt for a payoff within 24 months, and you should be able to repay your loan at any time without a pre-payment fee.

What Else To Know Before Getting Online Title Loans In Oregon

Shop around with companies in Salem and Bend to ensure you get the best terms for your vehicle equity. Finding a lender offering an interest rate that’s even 5% less can save you a substantial amount over the life of the loan. Pay off your loan as quickly as possible to avoid extra interest charges.

Compare the top title pawn companies in Portland, OR before deciding so you can get the most competitive deal possible. It’s even worth getting a few different quotes in cities like Eugene and Beaverton, where you know there’s more than one lender near you! Overall, title loans without a job can provide a quick and easy way to borrow money when needed!

Title loans can be a real lifesaver for anyone who can’t get approved for a bank loan or wants to borrow more than $1,000. However, these loans are secured by your vehicle, and there’s far more risk than an unsecured loan if you default on the payments. With any type of title loan, your car can be repossessed at any time if you fall behind, and your lender can then start the process of having the vehicle sold at auction. This means you lose your vehicle and may still owe money if the vehicle’s sale doesn’t cover the full cost of the loan!

Car Title Loans With Bad Credit Or No Credit History In Oregon

Poor credit won’t be an issue when you apply for a title loan in Oregon! Even if you have no credit history, that’s not a concern as long as you have equity in your car or truck! Car title loan companies won’t check your credit score, but they may want to verify your personal information to ensure you can repay the loan. There may be a soft credit check when you first apply, but for the most part, you shouldn’t worry about a low FICO score.

Lenders want to know that you can repay the loan and that there’s equity in your vehicle if you default. Most customers who apply for a title loan have poor credit, and we’ll focus on your car’s collateral, not your credit score!

Get A Fast & Hassle Free Car Title Loan In Oregon

Whether you need a car title loan in Oregon or are interested in refinancing, it’s easy to get started with our online application form or by calling 800-250-6279. The experts at Premier Title Loans will be happy to review your situation and provide a free quote that only takes a few minutes to complete!