(800) 250-6279CASH FOR YOUR VEHICLE’S EQUITY WITH AN OHIO TITLE LOAN
Apply online with the form below or call us at 800-250-6279
ONLINE CAR TITLE LOANS WITH FAST APPROVAL IN OHIO!
Premier Title Loans knows how difficult it can be to get approved for an emergency loan. That's we offer same day cash title loans in Ohio that use your vehicle's equity as collateral. Loan amounts range from $2,000 to $25,000 in Ohio and you don't need a good credit score to qualify!
How Title Loans Work In Ohio
Ohio residents have multiple ways to get funding for a short term loan. But these days, more residents than ever are considering title loans as a way to borrow cash without worrying about extensive underwriting requirements.
Qualify today with just a paid off vehicle titled in your name! You may also have to verify your recent income and show proof of vehicle insurance and other references. But your car’s equity is used as security for a car title loan. Unlike unsecured loans, there’s little to no emphasis on your credit check, and there may not even be a credit check when approving the loan.
Funding amounts vary based on your vehicle’s resale value in Ohio, and you can expect a loan amount of 50 – 65% of the current equity amount. The average loan amount for a title loan is around $3,000; some customers can borrow $10,000 or more if they have a low mileage vehicle worth $20,000 or more.
Another thing to know about these secured loans is that the interest rates are much higher than other unsecured loans with strict credit requirements. While a title loan company focuses more on the collateral in your car or truck, there’s often no credit history check, and your APR can range from 40 – 120% because these loans are designed for customers with poor credit.
What’s Required For Car Title Loans in Ohio?
Meet with a neighborhood lender near you in OH, or apply online with Premier Title Loans.
Having the following documentation available helps us process online car title loans quickly:
- Government ID or other driver’s license in OH
- Clear title on your vehicle with no active liens or cosigners
- Proof of vehicle registration from the Ohio Bureau Of Motor Vehicles
- Proof of insurance with full vehicle replacement coverage
- Pictures of your car, including the current odometer reading and VIN.
If you own a newer car, truck, or SUV, you can get a vehicle title loan in Ohio.
All types of vehicles that can be titled by the Ohio BMV can qualify, and we even offer access to title loans for motorcycles, boats, and semi trucks! As long as your vehicle runs and is titled in your name, you should be able to qualify!
Do you still have questions regarding your qualifications? It doesn’t matter if you’re looking for title loans in Toledo, Findlay, or other parts of the state! Contact Premier Title Loans at 800-250-6279 for a lending decision in less than an hour.
Apply With Us For Title Loans Online With No Store Visit
Borrowers who work with Premier Title Loans can start with our online application or call 800-250-6279 to apply over the phone. It takes less than 20 minutes to complete an application, verify your vehicle information, and send in the documents necessary for approval.
Another benefit of working with Premier Title Loans in Ohio is that we may be able to match you with a lender that offers online title loans with no store visit. This means you don’t need a vehicle inspection and can verify the vehicle documents online and over the phone.
Gone are the days when you need to have the vehicle inspected in person to borrow more than $1,000 using your car’s title. You can complete the inspection online with video verification of the vehicle.
Bad Credit Title Loans – How Are They Possible in Ohio
Bad credit title loans are possible in Ohio and any other state because your FICO score is far down the list of requirements when underwriting a title loan. While your credit history may be a factor for loan amounts over $10,000, even in this case, you’ll likely still get approved but have a higher interest rate than usual.
The most important requirement with any title loan in Ohio is that you have a paid-off vehicle worth more than $5,000. Unlike a personal loan that doesn’t have security backing it up, a title loan is secured by your car, and that’s to any lender if there’s ever a scenario where you fall behind, and they need to collect on the debt.
Premier Title Loans can help anyone in Sandusky, Youngstown, or Findlay get a title loan, regardless of their credit score or lack of credit history. Apply with us online to get an estimate in minutes for a bad credit title loan in Ohio!
Refinance My Current Ohio Title Loan
A refinance can help you reset your current payment terms and interest rates. This can be a godsend for anyone trapped in a loan they can’t afford. Consider what happens if you have an existing loan with an interest rate over 100%. Refinancing can significantly lower your APR and get a more manageable monthly payment.
All it takes is one call to 800-250-6279, and we’ll let you know if you can refinance your current title loan. There’s no risk; you can save thousands with a refinance or title loan buyout and, most importantly, get back on track to paying off your loan quickly!
Apply Online in Ohio With Premier Title Loans!
Premier Title Loans can take your application online and get you through processing and underwriting within a few hours! We work with local companies in Ohio and will connect you with a top loan provider near you. It takes less than 30 minutes for us to underwrite the application, and all you need when you apply is your vehicle’s title, proof of current income and verification that your car is registered and insured in Ohio. We’ll take it from there and find you the best interest rates and financing terms for a title loan.
So why wait any longer? Apply online with Premier Title Loans or call 800-250-6279 to cash out equity from your vehicle with an instant title loan in Ohio.