INSTANT APPROVAL
MOTORCYCLE TITLE LOANS!

What Are Motorcycle Title Loans

Motorcycle title loans allow anyone to borrow up to $10,000 with their motorcycle as collateral. Like a title loan on a car, you can use the security from your motorbike to get a title loan when you otherwise would have little chance of qualifying for a personal loan.

Title loans are possible on any motorbike as long as they can be registered and titled with your state’s DMV. It doesn’t matter if you own a Harley Davidson, Honda Street Bike, or ATV. We’ve offered access to online title loans for years and can provide a payment plan that works for your budget while paying off your loan quickly. You can keep your motorcycle for the life of the loan as long as the payments are made on time each month, and you should be able to borrow up to 70% of the bike’s resale value.

Premier Title Loans provides fast pre-approval for title loans on motorcycles, and you can apply and get your money in one business day. Do you have a motorcycle that’s not entirely paid off or is registered in someone else’s name? Even though your loan amount may be limited, we can help you in these situations, so call us at 800-250-6279 to see if your bike qualifies as collateral for a motorcycle title loan.

How Much Cash Can I Get With A Motorcycle Title Loan?

Loan amounts using your motorcycle as collateral will often result in a lower loan amount than a typical car title loan, but that doesn’t mean you can only borrow a few hundred dollars!  Loan amounts for a title pawn on a motorcycle can approach $20,000 and the average loan amount is only smaller than that on a vehicle because most motorbikes have lower values than vehicles.

Are you looking to get your funds as quickly as possible? Apply with Premier Title Loans to get money deposited into your checking account in one business day or less! Fast payments are more possible than ever with direct deposit and you may be able to get your money with a money order from a local title loan company in your neighborhood as well.

Should I Take out a Motorcycle Title Loan?

Motorcycle title loans are ideal for anyone needing cash in less than one business day. Use your bike as security for a loan and consider this option if you can’t be approved for unsecured loans because of poor credit or need more money than you’d get with a bank loan.

Remember that title loans cost money through high interest charges(some title loan companies in Florida and Georgia have monthly interest rates of 30% or higher!), and you don’t want to default. Any missed payments can lead to a situation where your lender will come and take your motorcycle from you.

Another thing to consider with a motorcycle title loan is that you should only consider this type of loan as a last resort. Can you qualify for a personal loan because of poor credit? If you can get a loan that doesn’t require collateral, that should be your number one option.

Requirements For A Motorcycle Title Loan

A paid off motorcycle with equity is the most significant requirement when underwriting your loan, and you should qualify as long as the title is lien free. You need a physical copy of the motorcycle’s title, which will be signed over to your lender before the loan is funded.

The motorcycle must be worth at least $2,000, and some title loan companies will ask to inspect the motorcycle in person before you sign a contract. You will likely need to verify your current income and employment status with bank statements or verification from your employer.

You also need proof that the motorcycle is registered in your state and has sufficient insurance coverage. Notice that we didn’t say anything about needing good credit to get a title loan on your motorcycle? That’s because your FICO score is not an important factor when underwriting a title loan. As long as you own a motorcycle and can prove your income, you should have issues getting approved! Call Premier Title Loans at 800-250-6279 for a full rundown of what’s required to qualify for a motorcycle title loan in 2025!

Types of Motorbikes that Qualify For A Title Loan

Any motorcycle can qualify if it has equity and is titled in your name. It doesn’t matter if it’s an ATV, roadster, or scooter! Premier Title Loans works with anyone looking for cash on their cruiser, sports bike, dirt bike, and even cruisers! Are you seeking a title loan on a Harley Davidson Sportster, Suzuki GSX, or Kawasaki ZX-14r? If those bikes have equity, you can use that collateral for a loan! We can even get you approved if your motorcycle has a salvage title or if you want to refinance an existing loan!

Why Choose Premier Title Loans For An Online Motorcycle Title Loan

Are you looking to cash out some equity with a title pawn on your motorcycle? Here at Premier Title Loans, we know exactly what you need to get approved with a lender near you! We work with dozens of lenders that offer title pawns on motorcycles, and it’s essential to know the different requirements and restrictions in each state. Get started on an online application with us, or call us at 800-250-6279, and we’ll find the best direct lender in your neighborhood!

The application process is easier than ever in 2025! All you need to do is fill out our online form and we’ll get you a title loan estimate for your motorcycle in less than 10 minutes. We use the resale value of your motorcycle to determine your loan amount, and most customers will be pre-approved for at least $2,000 as long as their motorcycle is paid off. After that, we’ll schedule a time to inspect your bike and verify the VIN. The last step involves signing over the pink slip and then you can pick up your cash or have it sent by direct deposit that same day! Apply now with Premier Title Loans!