ONLINE TITLE LOANS WITH
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Title Loans In Maryland

Are you having trouble finding a local lender that offers cash loans over $1,000? At Premier Title Loans, we know it’s tough to get approved for an unsecured loan in Maryland. Most companies require a FICO score of 750 or higher and others will only offer $400 or less.  that’s why we recommend secured loans that offer fast funding without a significant credit check. We can connect qualified customers with local companies offering car title loans up to $20,000.

These loans use your car’s equity as collateral, and most customers can qualify with a vehicle that’s year 2008 or newer. Even cars and trucks with over 150,000 miles can qualify as long as they have a resale value of $5,000 or more. You don’t need good credit to get approved, and there’s a reasonable chance you can get your cash in 24 hours or less after you first apply! Call Premier Title Loans at 800-250-6279 to get pre-approved today.

Requirements For A Title Loan In Maryland

The primary requirement for a car title loan in Maryland is a clear title on your vehicle. That means you can’t have any liens, cosigners or loans attached to the car’s title. Since the car’s title will be signed over to a lender you must have an authorized copy of the pink slip from the Maryland MVA. Other requirements may include a request for proof that you have a job and make enough monthly to afford the payments. You may need to provide a bank account with direct deposit, a valid ID, proof of residency and proof of auto insurance.

For loan amounts over $4,000 the car may need to undergo a brief vehicle inspection to ensure it’s worth the current resale value. Your lender will check for significant damage or engine issues that would lower the value. They’ll also record the current mileage and you can sometimes pick up your money during that same visit from local title loan companies in Baltimore, Annapolis, and Germantown.

Maryland Title Loans With Bad Credit

Do you have a credit score of 700 or higher? If so, don’t apply for a title loan! Why tie your vehicle to a secured loan if you can get an unsecured loan with a lower interest rate. On the other hand, if you have poor credit a car title loan can be an effective way to borrow money. That’s because the vehicle’s value, not your credit history, is used to secure the loan. Show proof of monthly income of $2,000 or more and  most Maryland title loan lenders will work with you regardless of your credit mistakes or issues with a past bankruptcy.

Additionally, car title loans are a great way to rebuild your credit score by making payments on time each month. Some larger title loan companies report timely payments after you’ve made the first 3 monthly payments! Many of our customers see significant improvements with their credit score a few months after their payments are reported to the credit bureas.

Loan Amounts With A Maryland Title Loan

Title pawning companies allow you to borrow up to 60% of the vehicle’s resale value. The average loan amount in Maryland is around $2,500 as of 2025. A few companies offer higher amounts based on your ability to repay the loan, but $20,000 is the maximum amount loan amount for vehicles valued at $40,000 or more. Ultimately the vehicle’s resale value determines the minimum loan amounts, but the floor for lending amounts tends to start at $400 and go up from there.

What Else To Know About Maryland Title Loans

People always ask us if they can keep their vehicle or whether the lender holds their car as collateral. You can keep and drive your vehicle as usual while making the payments. The only time the lender would ever take possession of your car is if you default on the loan and fail to make payments. In Maryland, a creditor may repossess your vehicle after just one payment!

Another perk of vehicle equity loans is that you won’t be hit with early payoff fees if you pay the total amount early. If you come into some extra money or want to avoid the additional finance charge, it makes sense to get out of the debt without any consequences from the original lender.

Finally, online title loans are a great way to get quick cash without going through a lengthy approval process like a bank loan, credit union, or traditional lending institution in Maryland. As long as your car is paid off, getting you approved for a title loan of $1,000 or more should be possible!

Fast Approval For A Vehicle Title Loan In Maryland

Are you interested in applying online with Premier Title Loans or with a local company in Baltimore? You’ll have success in larger metro areas like Baltimore because there are countless equity lenders. However, even if you don’t live in or around Charm City, title loan companies will fund your loan application if you have all the necessary documents and provide proof of paid off vehicle that’s in your name.

Anyone can apply in person, but the more popular and time-saving approach has often been applying online. Applicants can complete the application online with Premier Title Loans and pick up their funds within an hour or two at any direct lending location in Baltimore or Columbia, MD. There’s even an option for direct deposit or money order payments that can be processed in hours when you apply with us! Compare this timeframe to what’s typical for a bank transfer by ACH that takes 1-2 days or funds disbursement from a bank or installment lender in Maryland that takes upwards of a week!

Apply now online or call us at 800-250-6279. We work with customers from Rockville to Ocean City to Silver Spring! Essentially, anyone with equity in their vehicle can borrow $1,000 or more with a title loan in MD.  Apply with Premier Title Loans today!