ONLINE CAR TITLE LOANS
IN LOUISIANA!

How Does A Title Loan Work In Louisiana & How Much Can I Borrow?

Title loans are now offered in Louisiana, and most applicants can qualify for fast funding with just their vehicle’s title. You don’t need good credit and expect a loan of $2,000 or more using your car as security for a title loan. Premier Title Loans now offers pre-approval for anyone in Louisiana who owns a vehicle valued at $5,000 or more. We can get you a quote in minutes online, or you can call 800-250-6279 for an estimate detailing a loan amount and interest rate.

You can typically expect to pay high interest rates for title loans, so it’s important only to borrow what you need and always use a title loan calculator to determine your quote’s exact interest amount and payoff terms. Many title loan companies operate in Louisiana, so shop for the best deal. You can apply for a title loan online or with a neighborhood lender near you. No matter your choice, find a company you feel comfortable working with!

Title loans use the equity in your car as collateral for a short term loan. Your vehicle equity is critical when a lender underwrites your loan.

To find out the title loan value of your car, you can quickly check resale comps in the area and come up with a current vehicle value. Most title loan companies in Louisiana will lend you up to 50% of the value of your car, but some lenders may offer more. Expect loan amounts between $2,000 and $5,000 for most eligible vehicles, with higher funding for newer cars with low mileage. Generally, you can expect to pay a high APR for vehicle equity and pink slip car loans. Some title loan lenders in Louisiana have interest rates of 30% or more assessed monthly!

What Do I Need To Qualify For Car Title Loans In Louisiana

The first and most important requirement is a paid-off vehicle that’s 2008 or newer with less than 150,000 miles. You’ll need a verifiable source of income, a bank account with direct deposit or ACH, and a state-issued ID or license to verify identity and residency. Some title loan companies may require additional documentation, such as vehicle insurance, references, and documents showing your recent driving record.

Where Can I Get An Auto Title Loan In Louisiana?

It all comes down to whether you want to apply with an online or a local lender in Louisiana that offers in store loans. Some applicants prefer to work with a local title loan company because they feel more comfortable dealing with a real person. However, more and more consumers are turning to the convenience of online title loans. By applying online, you can borrow $3,000 or more, not deal with the hassle of waiting days to process an application and drive around looking for a local company with the best rates.

Here at Premier Title Loans, we work with companies in New Orleans and throughout Louisiana to help connect you with the best lender for your needs. Do you live in a smaller city such as Kenner or Leesville? That’s no problem, as we work with anyone within the state who can apply online or over the phone at 800-250-6279!  We make it easy to compare rates and terms so you can find the perfect title loan for your situation.

Do I Need A Good Credit Score To Get Approved For Online Title Loans In Louisiana?

No, your credit score is not a factor when you apply for online title loans. That’s because title loans are secured loans, and your car equity is the most critical factor. Customers in Louisiana choose to apply with us because of our fast pre-approval regardless of your credit score, and most of our applicants have recently been turned down because of poor credit, loan defaults, and missed credit card payments. We work with customers with FICO scores ranging from 400 to 800, and low scores are often not an issue unless you have a current bankruptcy or if another title loan company recently repossessed your vehicle.

How Fast Can I Get Cash From A Title Loan Company In Louisiana?

Borrow cash with your vehicle’s title and have the funds sent by direct deposit to your bank account that day. Many larger companies in Baton Rouge offer money for your car’s equity in just a few hours if you meet with them face to face! Do you have a bank account that is not set up for direct deposit? Some local lenders in Louisiana offer cash payments through ACH and you can also ask for a money order if you need the funds that same day.

Getting money from an online company may take longer, but that’s not because the application process is slower. We can get offer title loans completely online with no credit check and get everything processed in less than an hour. The only hold-up is when your bank or credit union processes the ACH payments into your account.

Apply Today For A Louisiana Title Loan

Applying for same day title loans in Louisiana is easy; All we need is your vehicle details and income verification. We can even get you pre-qualified for a title loan in New Orleans even if you can’t verify your income or don’t have immediate access to your vehicle. As long as you have a car worth $5,000 or more, you can get pre-qualified for a title loan in Louisiana! Apply online with Premier Title Loans or call 800-250-6279 to find out how much cash you can get for your vehicle’s equity!

Cities In LA:

• Baton Rouge
• Houma
• Lafayette
• Lake Charles
• Metairie
• Monroe
• New Orleans
• Shreveport