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LOANS IN ILLINOIS!

Everything To Know About Illinois Title Loans

Do you live in Illinois and face a situation where you need fast cash for unexpected expenses? Or are you looking for a loan from a lender that offers more than a few hundred dollars? Premier Title Loans makes getting approved for online title loans easy when you need them most! All you need is a vehicle title for a paid off car to get guaranteed approval from a title loan company. You don’t need excellent credit to get a secured loan, and some customers can borrow $4,000 or more!

Start by filling out our easy online application or call us at 800-250-6279; you can get pre-qualified in minutes and cash out up to 70% of your car or motorcycle’s resale value. Most borrowers in Illinois can use the equity from their vehicle to get cash within one business day!

How To Get Approved For Online Title Loans in Illinois?

Applying for an online title loan with Premier Title Loans has never been easier. All it takes are basic details of your auto title, proof of income, and ID to qualify for an installment loan with us! Once you submit your information, we can start underwriting your loan application and finalizing the loan submission.

We can also help you if you need to track down missing documents or identifying paperwork. Anyone in the greater Chicago area can apply for a car title loan online and follow up in person at any handful of locations throughout the city. You can get started on the paperwork and contact the Illinois Secretary of State Motor Vehicle’s Division to track down a missing car title or get an updated ID. The pre-approval process for a title loan in Illinois only takes a few minutes, and with that, we’ll get you an initial estimate of your interest rate and payment options!

Requirements For Auto Title Loans In Illinois

Besides having a paid off vehicle title and current ID, you will need a steady income source with verifiable employment records. Most applicants can prove their income with a W2 from a previous job or business and the last month’s bank statements. For loan amounts over $3,000 in Illinois, you also need proof of registration and your vehicle must be insured for its full replacement value.

In some cases, you may also need proof that your vehicle has passed a smog check, and of course, any licensed title loan company in Illinois will want to inspect the car. This can be done at any Chicago walk-in location or Quincy or Aurora, IL, offices. In some situations, you can have a certified vehicle inspector come out to your place of employment or residence to finalize the inspection. Any type of loan is generally tricky to get approved for in Illinois as the state has some of the strictest lending regulations in the country. With that, the team at Premier Title Loans will do our best to find you a licensed local lender that can offer you the highest amount for the equity from your car or truck!

Can I Get A Title Loan in Chicago, Illinois, If I Have Bad Credit

Of course! Title loans without a credit check are the main selling point of using your vehicle as collateral for a loan! Many of our customers are looking for bad credit title loans and still have no problems qualifying for a secured loan in Chicago, IL. We provide low rates and require very few to apply online and in person. If you have multiple repossessions, charged off accounts, or ongoing bankruptcy proceedings, that could be an issue. But you always have the choice to get approved quickly with just a co-signer if your credit is poor, or you can settle for a lower loan amount.

Call Premier Title Loans at 800-250-6279 from anywhere in Illinois, and we’ll get you a quote for a no credit check title loan today!

Apply For A Title Loan Online In Illinois Or With A Local Lender Near Me

Checking the price and terms with a title lender near you in Illinois can take much longer, so our online application may be the best way to go! On the other hand, some people prefer to meet with a lender in person, and the good news is that you have so many options in Illinois. Of course, the City of Chicago has dozens of pawn shops and local title lender services where you can walk in and apply. Naperville and Joliet also have physical lending offices that take in person applications.

Get Quotes From Multiple Lenders In Illinois

Are you looking for the lowest interest rate or quickest payoff term with a title loan in Illinois? Premier Title Loans offers a no obligation title loan calculator where you can estimate your interest rates and evaluate different payment options to fit your budget. It only takes a few minutes to get a quote and you can use our payment breakdown to find a local company in Illinois offering the best payment options for your vehicle’s resale value.

Not all title loan quotes are created equal! That’s why you should compare at least three different lenders and settle on the best quote for your budget. Don’t simply choose a title loan company offering the lowest monthly payment. Go with a company in Illinois with the best track record of servicing satisfied customers and choose a lender based on their transparency and customer service.

When Do I Have To Repay A Title Loan In Illinois

The repayment terms for a title loan in Illinois are determined before you sign the loan docs, and you should be able to negotiate the time you have to repay. Most borrowers can give themselves up to 60 days before sending in their first payment, usually due within ten business days of getting approved for a vehicle title loan. Regarding the total repayment time for your loan, you typically have eight months to 3 years to repay the entire balance.

Do you already have a title loan from a licensed lender in Illinois? Premier Title Loans can reduce your APR with a quick approval refinance, and we may be able to give you a quicker repayment term. It takes less than 10 minutes to determine how much you can save by refinancing your loan!

Tell Me, How Can I Apply Today For An Illinois Title Loan?

It’s fast and easy to apply online with Premier Title Loans, and applicants in Chicago, IL, can get a pre-approval today or call us at 800-250-6279.

Most customers with a lien free title can borrow $2,000 or more from a title loan lender in Illinois!