(800) 250-6279GET A CAR TITLE LOAN IN SACRAMENTO
We offer bad credit title loans! Apply below or call us at 800-250-6279.
ONLINE TITLE LOANS WITH NO STORE VISIT IN SACRAMENTO!
Apply with Premier Title Loans to cash out up to 70% of your vehicle's equity value. Anyone in Sacramento with a paid off vehicle and proof of income can qualify for funding through direct deposit in 24 hours! We offer title loans up to $25,000 in California.
Get A Title Loan In Sacramento With Premier Title Loans
Have you been put in a situation where you need to borrow money for an unexpected cash crunch? You may have considered a payday or bank loan, but those require decent credit to qualify and most lenders in Sacramento cap these unsecured loans at $1,000 or less in California.
But what about tapping into your car’s equity to borrow more than $1,000 or more with minimal credit requirements? When someone gets a title loan, they use their car’s equity as collateral. When applying for Premier Title Loans, you can borrow up to $20,000 in CA with well-qualified vehicles, trucks, and motorcycles! Before we discuss additional benefits, let’s look at what you need to know before applying for a title loan with a lender in Sacramento.
What Do I Need For Car Title Loans In Sacramento
– A car or truck valued at $4,000 or more
– A driver’s license or state issued ID to verify your identity
– The physical vehicle so the lender can inspect it and confirm the VIN and mileage
– A source of income such as pay stubs or bank statements
Additional requirements for title loans over $2,500 in California may include proof of auto insurance, vehicle registration from the DMV, and proof that your car or truck has recently passed an emissions test.
Benefits Of An Online Title Loan In Sacramento
– Get your money that same day. Some short term lenders take days to process your application. Premier title loans can get you approved in hours, with cash sent to you by direct deposit!
– No credit check is required since your car is the collateral. There’s no need to verify your recent lending history if you have a paid off vehicle. Don’t worry about your FICO score when applying for a title loan in Sacramento.
– You can still drive your car while making monthly payments on the loan. You won’t need to give up daily use of your vehicle. Instead, the lender is added a lienholder to the car’s pink slip.
Bad Credit Title Loans From A Lender In Sacramento
The main underwriting factor with any title loan is your vehicle’s equity and not your credit score. Anyone applying with a car worth more than $5,000 should be able to get past any issues with their credit history. Most of our applicants have FICO scores under 600, and that’s often not an issue when you’re looking for a title loan!
Remember that each lender is different, and some may have additional requirements in line with California title lending regulations. There may be issues if you’ve recently gone bankrupt or have an existing secured loan from another lender. But even in this scenario, you can still get approved for a title loan in Sacramento, albeit with a lower loan amount.
Loan Amounts With A Sacramento Title Loan, And When Can I Get It
Borrow up to $20,000 using the collateral from a car with substantial equity. This funding amount is based on your vehicle’s value, and you can typically borrow 50% of the vehicle’s current resale value. A car, truck, or motorcycle valued at $7,500 can lead to a funding amount of $3,750 when you apply with Premier Title Loans!
Many lenders in Sacramento can have the money in your hands within 24 hours or less. Try to apply with a local vehicle title loan lender, who may offer to give you cash within a few hours at their lending location. Choose from companies in Oak Park or the Arden-Arcade area, as many will let you apply in person and complete a quick inspection to get the cash that same day.
What Types of Collateral Can I Use To Get A Sacramento Title Loan
You can qualify for a guaranteed approval title loan in Sacramento with any vehicle registered and titled with the California DMV. Of course, everyone knows that a car or truck can be used as collateral for a title loan. You can also consider cashing out some equity from an RV, boat, or motorcycle. These vehicles have significant value you can leverage for a quick loan of $2,000 or more! There are even options to get a title loan on a semi truck or commercial vehicle if valued at $5,000 or more. The bottom line is that any vehicle owned by a resident of Sacramento that can be titled can qualify, so call us at 800-250-6279 to get started!
How To Apply Online With Premier Title Loans Or With A Local Lender
Many companies offer online title loans with no store visit in Sacramento, so shop around and compare quotes with different payment amounts and repayment terms. Start with Premier Title Loans and other local finance companies in California that offer instant approval with quick funding!
Interest rates range from 25 to 36% in Sacramento for loans between $2,500 and $10,000, so there’s a good chance you can get a rate that lets you repay the loan quickly! We’ll take your application online and connect you with a licensed lender near you that offers same day approval and cash funding on the spot!
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