(800) 250-6279GET CASH TODAY WITH A CAR TITLE LOAN IN LOS ANGELES
Premier Title Loans Makes It Easy To Get Cash With Your Lien Free Title!
ONLINE CAR TITLE LOANS IN LOS ANGELES!
The process to get your cash with a title loan in LA couldn't be simpler when you apply with Premier Title Loans. We process your application quickly and you don't even need good credit to get approved. We offer car title loans up to $25,000!
How Car Title Loans Work & How To Apply In Los Angeles
Title loans have become popular over the past decade here in Los Angeles, especially among people who have trouble qualifying for personal loans and payday advances. These secured loans are unique as you don’t need decent credit to be approved. Instead, a lender relies on the value of your vehicle to issue the loan.
These loans are typically processed and approved within 24 hours, and you can get the money deposited by ACH or bank wire straight to a checking account! The funding process can be even quicker for those who apply directly with a local finance company in LA County. Instead of waiting for the money to hit your bank, you can instead pick up the cash in person from a local lender immediately after you qualify!
Understanding how these loans work is simple when you realize your car’s equity is used as security or “collateral” for any guaranteed funding amount.
Here in California, the APR will likely be limited to 36% because of recent legislative changes leading to fewer people getting approved because of their credit scores. Not that you need excellent credit to qualify, but any licensed online title loan company in Los Angeles will want to know that you can pay the total amount back when it comes due.
Requirements For Online Car Title Loans Offered In Los Angeles
The essential requirement for any secured loan offer is that you have a lien free car title. The pink slip needs to be paid off in full, and there can’t be any other cosigners or people added to the title. You must have the actual title in your possession, and it has to be an official copy from the DMV.
Additional requirements for a car title loan may include the following:
– Proof of employment showing your monthly income
– Proof that your vehicle has recently passed a smog check in California
– California-issued driver’s license or another form of ID
– Vehicle registration documents
– Proof that your vehicle is insured with full replacement coverage
Apply For Instant Car Title Loans Near Me In Los Angeles, CA
There’s more than one way to apply for vehicle title loans in Los Angeles. First, you can start with an online service like Premier Title Loans. We work with multiple lending companies in SoCal and can connect you with a lender that matches your needs!
Some applicants feel more comfortable applying with a company near them. Lucky for them, there are hundreds of financing companies throughout LA County. There’s likely to be a local company in California within 5 minutes of where you live that allows walk-in applicants. A bonus of working with a local equity lender is that you can complete the underwriting and vehicle inspection all in one trip. After that, there’s no need to wait for the cash to hit your bank account, as some companies will cut you a check or hand over the money!
Title Loan Value Of Your Vehicle In LA – How Much Can I Get
Your vehicle’s current resale value determines your loan amount, and you can expect a loan amount of 45% to 60^ of your car’s value. When the loan is underwritten, there’s an initial estimate of the vehicle’s value and expected loan amount. Cars are worth a bit more in larger metro areas like Southern California and that’s especially true in Los Angeles. Most people can qualify for at least $2,500, with higher funding for vehicles with low miles or those in excellent condition.
Advantages Of Same Day Cash In Los Angeles With Premier Title Loans
Premier Title Loans has been offering loans in Los Angeles for years, and we know what you need to get approved. People fall on hard times and may have difficulty getting approved for a traditional bank loan. That’s why title loans without a job were designed for people who either can’t qualify for personal loans or are looking for more cash.
Are you ready to apply for a title loan in California? The staff at Premier Title Loans is ready to help. We can give you a lending estimate in less than 30 minutes, so apply online or call us at 800-250-6279!