(800) 250-6279PREMIER TITLE LOANS OFFERS CAR TITLE LOANS IN IRVINE
Apply online now or call us at 800-250-6279 to cash out equity from your vehicle!
Apply Now For A Car Title Loan In Irvine, CA!
At Premier Title Loans we make it easy to get a title loan in 24 hours or less. Start with an online application or call us to see how much your vehicle is worth. We offer auto title loans in Irvine to borrowers with a paid off vehicle!
How Do Online Car Title Loans Work & How To Apply In Irvine
Car title loans in Irvine are a great way to get quick cash using the equity from your vehicle as collateral. Unlike traditional personal loans, title loans don’t require a credit check or lengthy underwriting process to get you approved. Loan amounts range from $2,500 to $25,000 in Irvine and most newer vehicles will qualify if they’re titled in your name and valued at $5,000 or more
Applying for a title loan is straightforward, and Premier Title Loans can get you a fast pre-approval estimate for your vehicle’s value!
Types Of Vehicles That Qualify For Title Loans In Irvine – What’s My Car’s Value
Most cars, trucks, vans, and SUVs qualify for title loans in Irvine. That includes motorcycles, RVs, boats, semi trucks, and more. Anything that can be titled can be used as collateral, and there should be fast approval if you have the pink slip in hand.
In most cases, the vehicle’s value will determine your loan amount, and you should be able to borrow 40% to 60% of the car’s equity value. So, if your car is worth $12,000, you should be able to borrow at least $4,500 with a title loan in California. The only way we’ll be able to know the exact value of your vehicle is with in-person inspection that occurs right before you agree to the lending terms. The inspection takes around 30 minutes and can be completed anywhere within Orange County. During this time, we’ll inspect the vehicle for cosmetic and mechanical issues and let you know exactly how much you can borrow.
What’s Required For A Title Loan In Irvine:
-Proof of income showing sufficient cash coming in monthly.
-Proof of residency and Government issued photo ID.
-The title to your vehicle. There can’t be any active liens or cosigners on the title.
-Information about the vehicle, such as make, model, year, and mileage.
-Proof of valid insurance in CA with up to date registration documentation from the DMV.
With these few, any vehicle owner in Irvine can have cash in their pocket within a day or two with a title loan that starts at $2,500. Of course, that timeframe can be quicker if you work with a local company in Irvine. Some retail lenders offer cash in one hour or less if you meet them in person!
Car Title Loans In Irvine With Bad Credit
Title loan companies assume you have bad credit when you’re applying for a title pawn, and these loans are made for applicants with low credit scores who can’t qualify for an unsecured personal loan. With car title loans in Irvine, you can get the cash you need without stressing about a credit check or past loan delinquencies. A title loan relies more on your vehicle’s resale value and less on your payment history or past credit mistakes. The more your car or truck is worth, the higher the loan amount you can expect without a lender checking your FICO score!
At Premier Title Loans, we ensure that every customer who applies online for same day title loans gets the best rates without needing an extensive credit check! Yes, we may verify your income and identity information, but your credit history takes a backseat to the equity in your vehicle when underwriting the loan!
Refinances & Loan Buyouts With Irvine Title Loans
Do you have a high interest loan with another title loan company in California? Or are you looking for a company that can buy out or improve the terms of your current title loan? Refinancing and buyouts are available with Premier Title Loans, and we’ll work to get you the best deal in Irvine. Our team will review your loan terms and provide a quote for refinance or buyout to reduce your interest rate or shorten the length of your repayment terms.
Don’t hesitate to contact us for a quick refinancing quote and estimate. Even if you’re behind on the payments, we may be able to help you with a title loan refinance so you can avoid having your vehicle repossessed!!
Benefits Of Loans Against Car Title Loans In Irvine
Car title loans in Irvine offer easy access to fast cash, and you can continue driving your car while making payments on your loan! That’s right, most auto equity loans issued for under $10,000 in CA will not require GPS tracking, and you won’t need to give up the vehicle as collateral to a title pawning company. Other benefits include:
-No pre-payment penalties, which means you can pay off the loan early without extra fees or early payoff penalties.
-Most lenders don’t run a traditional credit check, so applying won’t impact your score. There’s no need to apply and wait days for the results of a credit check with a title loan online!
-You can get approved in one hour or less with a local lender in Irvine. Even if you apply online, some companies in Orange County can wire the funds to your bank account in hours or send cash to a local Western Union location.
Irvine title loans have lower interest rates than you would expect! Rates on loan amounts under $10,000 are capped at 36%.
Apply Online With Premier For Title Loans Online In Irvine, CA
Premier Title Loans is here to help you find the best lending rates and payoff terms for an auto title loan in Irvine, CA. Apply online or call 800-250-6279!