(800) 250-6279GET CASH FOR YOUR PAID OFF VEHICLE WITH A TITLE LOAN IN TUCSON AZ
Premier Title Loans offers access to title loans of $1,000 or more!
CAR TITLE LOANS IN TUCSON AZ
Premier Title Loans knows how difficult it can be to find a local lender offering fast cash loans if you have bad credit. Car title loans are such a great option for customers in Tucson who have a paid off vehicle. Borrow up to $15k and keep driving your car with a title loan in Tucson!!
Qualify For A Title Loan In Tucson, AZ
Auto title loans are an excellent option for anyone looking to borrow cash for an unexpected financial emergency. With a paid-off vehicle and proof of income, you can access cash quickly, and most customers in Tucson can qualify in just a few hours!
These types of loans are designed for people who otherwise can’t qualify for traditional loan offers that require good credit while only offering small loan amounts. Most companies in Tucson won’t even check your credit, and you can get a lending offer of $2,000 to $20,000 with a title loan when you apply online with Premier Title Loans.
You’ll need to meet specific requirements to qualify for a title loan from a lender in Tucson. First, you need to be an adult and have a valid ID from the Arizona MVD. The vehicle’s title needs to be paid in full, and any additional loans can’t be attached to the title. You will need to have physical ownership of the car and title. The pink slip will be handed over to the lender while you make the monthly payments on the vehicle collateral loan.
Other specific requirements in Tucson may include proof of employment or enough monthly income to justify the loan amount offered. Some companies offer title loans with no income verification, but these often result in low loan amounts, and you may still be required to verify some form of consistent employment. You may be asked for proof of vehicle insurance, registration documents, and vehicle maintenance records.
What is the process for getting a car title loan in Tucson, AZ?
The underwriting process can often be completed in less than an hour. Start with Premier Title Loans by filling out our online application. This will give a Tucson lender all the necessary information to determine if you meet the basic qualifications for a title loan.
If you do, the lender will contact you to schedule an inspection of your vehicle. During the inspection, your lender will verify that your car meets the required standards and note its current market value. They will also confirm the mileage and VIN and check for mechanical issues.
Would you rather apply with a direct lender near you? If so, there are options from dozens of local loan providers in Tucson. Many of these companies are located downtown near the University of Arizona campus, and most allow you to apply online and pick up your cash in person that day!
Tucson Title Loans With Bad Credit
Auto title loans in Tucson are available to people with bad credit and no credit history. Many lenders don’t even run a credit check, so these bad-credit title loans are ideal for someone who can’t get approved with a local bank.
Car title loans in Arizona are great when you need emergency funds, but remember you must put up your vehicle as collateral for the loan. You risk losing your car to repossession if you miss a monthly payment, and because of that, you should consider bank loans and installment loans first if you qualify.
What Is The APR & Repayment Terms For Title Loans In Tucson
Most lenders in Tucson offer title loans with an APR of around 100%, which can even be higher in some cases. This is a high rate, but it’s still lower than other options available to people with bad credit.
Most vehicle title loans are repaid over 12 to 48 month payment terms. Look for companies that allow early payoffs and don’t charge a prepayment penalty for paying off your loan in full.
Are you considering a registration loan instead of a car title loan? Keep in mind that a registration loan uses your car’s registration documentation as collateral for the loan, and you don’t need to put a vehicle as collateral. Registration loans are popular in Tucson as some customers prefer these less risky lending options. Interest rates for a registration loan in Arizona are similar to those for title loans and the repayment term will range from 2 to 6 months.
What Are The Main Benefits Of Online Title Loans In Tucson?
– Applying online with Premier Title Loans is fast and straightforward. We’ll get you a pre-approval estimate in less than 15 minutes. Get a cash advance based on the value of your car, not your lending history.
– Funds can often be deposited into your bank account within 1-2 hours if your bank allows instant ACH transfers and direct deposits. This timeframe can be even quicker when you apply with title loan providers in Pima County, AZ.
– Many lenders offer flexible payment schedules to fit your budget. Work with the loan underwriter to devise terms and payoff amounts that work for both sides.
– Title loans allow you to keep the vehicle while making monthly payments!
Car Title Loans Near Me In Tucson, AZ
Car title loans in Tucson are an excellent option for people who need cash quickly and don’t want to go through the hassle of applying for a bank loan. They offer fast payments, and most lenders will let you pay off the amount borrowed at any time without a prepayment penalty—contact Premier Title Loans at 800-250-6279 to learn more about our Tucson loan offers. We can process your application online or explain the different lending options over a quick phone call! Apply today!